uob individual banking
uob individual banking
Blog Article
UOB Lender gives several different personal banking products and services meant to meet up with the economic needs of people. Beneath is an intensive overview to assist you to fully grasp The true secret facets and choices.
Forms of Accounts
Financial savings Account: This account helps you to save cash though earning curiosity.
Features: Quick access, interest earnings, nominal fees.
Added benefits: Protected spot for your funds, likely growth by interest.
Recent Account: Perfect for everyday transactions and running expenditures.
Options: Checkbook facility, overdraft protection.
Positive aspects: Convenient for regular payments and withdrawals.
Mounted Deposit Account: For people seeking to receive higher interest costs about a hard and fast interval.
Features: Set phrase deposits, better desire rates in comparison with price savings accounts.
Benefits: Secure investment decision selection with predictable returns.
Financial loans
Particular Financial loans: Unsecured loans that may be utilized for a variety of needs like education and learning or dwelling renovation.
Types:
Installment Loans
Credit Lines
Benefits: Adaptable repayment conditions, aggressive fascination charges.
Household Loans: Tailor-made answers for acquiring home or refinancing existing home loans.
Sorts:
Mounted Charge House Mortgage
Floating Rate Dwelling Financial loan
Positive aspects: Distinct ideas to suit particular person demands, desirable rates.
Bank cards
UOB delivers a range of bank cards catering to distinct existence and paying out behavior:
Benefits Cards: Get paid factors on each order which may be redeemed for items or travel miles.
Cashback Playing cards: Get money rebates on day to day paying such as groceries and dining out.
Vacation Cards: Specific Advantages like air miles accumulation and vacation insurance policies protection.
Financial commitment Providers
For people thinking about increasing their prosperity via investments:
Device Trusts * Diversified portfolio managed by professionals. * Suited to long-phrase expansion targets.
Structured Deposits * Combines the characteristics of regular here deposits with financial investment products. * Probably better returns but with a few hazard associated.
Insurance coverage Items
To safeguard by yourself and Your loved ones in opposition to unforeseen activities:
Existence Insurance policies * Presents money safety in case of death or important sickness. * Could also function a personal savings Resource depending upon the plan selected.
Well being Insurance coverage * Covers medical expenses including hospitalization prices. * Important for mitigating significant healthcare expenses.
Electronic Banking Expert services
Benefit at your fingertips by digital platforms:
World wide web Banking
Lets you control your funds on the web:
Watch account balances and transaction heritage
Transfer cash among accounts or pay out charges
Make an application for new items (loans/bank cards)
Cellular Banking
Banking on-the-go by using cellular applications:
Rapid balance checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these thorough choices, UOB aims to supply individualized banking remedies that cater specifically to particular person needs though making certain benefit and security in all transactions.